array(3) { ["company_details"]=> array(13) { ["name"]=> string(19) "ONESAVINGS BANK PLC" ["slug"]=> string(28) "5f2ee-gb-onesavings-bank-plc" ["logo"]=> string(84) "https://images.businessradar.com/linkedin_logos/f638cd55-651d-4d98-9929-7355fe4a73e1" ["description"]=> string(1439) "With a central mission to provide fair financial solutions to all, OSB Group is a specialist lending and retail savings group serving the UK, Jersey and Guernsey, and is authorised by the PRA, part of the Bank of England, and regulated by the FCA. With a heritage dating back over 150 years, OSB floated on the London Stock Exchange in June 2014 and joined the FTSE 250 one year later. 2019 marked an exciting period of growth with the combination of OSB and Charter Court Financial Services, taking The Groups individual brands to 13, including Kent Reliance, Precise Mortgages, InterBay Commercial, Heritable Development Finance, and Charter Savings Bank. OSB Group focuses its specialist lending activities on selected sub-sectors of the lending market in which it has an established presence and expertise. These include private rented sector buy to let, commercial and semi-commercial mortgages, residential development finance, bespoke and specialist residential lending, secured funding lines and asset finance. Predominantly funded by retail savings originated through online and direct channels, The Group originates almost all of its organic lending through specialist intermediaries. It’s differentiated through its use of highly skilled, bespoke underwriting and efficient operating model. The majority of the Group’s administrative support functions are performed by its wholly owned operations in Bangalore, India. " ["address_street"]=> string(14) "Reliance House" ["address_place"]=> string(7) "CHATHAM" ["address_region"]=> NULL ["founding_date"]=> string(10) "2010-07-13" ["website_domain"]=> string(9) "osb.co.uk" ["website_url"]=> string(22) "https://www.osb.co.uk/" ["industry_codes"]=> array(1) { [0]=> string(25) "National Commercial Banks" } ["employee_count"]=> int(130) ["article_count"]=> int(182) } ["articles"]=> array(2) { [0]=> array(7) { ["title_en"]=> string(83) "Race for fixed-rate mortgages sparks fears of £180m hit to OneSavings Bank profits" ["snippet_en"]=> string(84) "Shares in FTSE 250 bank plunge amid rush to mitigate impact of rising interest rates" ["url"]=> string(100) "https://www.telegraph.co.uk/business/2023/07/07/onesavings-bank-warns-180m-hit-fixed-rate-mortgages/" ["image_url"]=> string(78) "https://images.businessradar.com/articles/e78515ce-ce05-40d8-acfa-bd8443ca887e" ["source"]=> string(15) "telegraph.co.uk" ["publication_date"]=> string(10) "2023-10-12" ["categories"]=> array(4) { [0]=> string(18) "Financial Distress" [1]=> string(19) "Economic Conditions" [2]=> string(12) "Stock Market" [3]=> string(21) "Financial Performance" } } [1]=> array(7) { ["title_en"]=> string(21) "Bank profits grow 29%" ["snippet_en"]=> string(90) "The owner of Kent Reliance grew its underlying pre-tax profits to £137 million last year." ["url"]=> string(105) "https://www.kentonline.co.uk/kent-business/county-news/onesavings-bank-kent-reliance-profits-2016-122350/" ["image_url"]=> string(78) "https://images.businessradar.com/articles/fb6fcf99-0a47-483d-be56-8511292b4255" ["source"]=> string(16) "kentonline.co.uk" ["publication_date"]=> string(10) "2017-03-16" ["categories"]=> array(8) { [0]=> string(10) "Divestment" [1]=> string(5) "Taxes" [2]=> string(41) "E-commerce and Technological Developments" [3]=> string(18) "Expansion & Growth" [4]=> string(18) "Financial Distress" [5]=> string(5) "Debts" [6]=> string(21) "Financial Performance" [7]=> string(31) "Financial Update/Profit Warning" } } } ["category_annotations"]=> array(30) { [0]=> array(2) { ["name"]=> string(24) "Quarterly/Annual Figures" ["count"]=> int(16) } [1]=> array(2) { ["name"]=> string(6) "Merger" ["count"]=> int(15) } [2]=> array(2) { ["name"]=> string(31) "Financial Update/Profit Warning" ["count"]=> int(13) } [3]=> array(2) { ["name"]=> string(12) "Stock Market" ["count"]=> int(13) } [4]=> array(2) { ["name"]=> string(12) "Board Change" ["count"]=> int(11) } [5]=> array(2) { ["name"]=> string(11) "Acquisition" ["count"]=> int(10) } [6]=> array(2) { ["name"]=> string(5) "Legal" ["count"]=> int(8) } [7]=> array(2) { ["name"]=> string(21) "Competitive Behaviour" ["count"]=> int(7) } [8]=> array(2) { ["name"]=> string(18) "Expansion & Growth" ["count"]=> int(4) } [9]=> array(2) { ["name"]=> string(14) "Product Launch" ["count"]=> int(4) } [10]=> array(2) { ["name"]=> string(10) "Litigation" ["count"]=> int(4) } [11]=> array(2) { ["name"]=> string(9) "Valuation" ["count"]=> int(3) } [12]=> array(2) { ["name"]=> string(20) "Business Development" ["count"]=> int(3) } [13]=> array(2) { ["name"]=> string(8) "Epidemic" ["count"]=> int(3) } [14]=> array(2) { ["name"]=> string(21) "Financial Performance" ["count"]=> int(3) } [15]=> array(2) { ["name"]=> string(5) "Fraud" ["count"]=> int(3) } [16]=> array(2) { ["name"]=> string(12) "Staff hiring" ["count"]=> int(3) } [17]=> array(2) { ["name"]=> string(15) "Business Ethics" ["count"]=> int(2) } [18]=> array(2) { ["name"]=> string(11) "Regulations" ["count"]=> int(2) } [19]=> array(2) { ["name"]=> string(20) "Corporate Governance" ["count"]=> int(2) } [20]=> array(2) { ["name"]=> string(10) "Tax Havens" ["count"]=> int(2) } [21]=> array(2) { ["name"]=> string(18) "General Investment" ["count"]=> int(2) } [22]=> array(2) { ["name"]=> string(11) "Competition" ["count"]=> int(2) } [23]=> array(2) { ["name"]=> string(12) "Going Public" ["count"]=> int(2) } [24]=> array(2) { ["name"]=> string(15) "Market Movement" ["count"]=> int(2) } [25]=> array(2) { ["name"]=> string(13) "Collaboration" ["count"]=> int(2) } [26]=> array(2) { ["name"]=> string(18) "Ecological Impacts" ["count"]=> int(2) } [27]=> array(2) { ["name"]=> string(19) "Green & Responsible" ["count"]=> int(2) } [28]=> array(2) { ["name"]=> string(18) "Financial Distress" ["count"]=> int(2) } [29]=> array(2) { ["name"]=> string(12) "Restatements" ["count"]=> int(1) } } } 5f2ee-gb-onesavings-bank-plc