array(3) { ["company_details"]=> array(13) { ["name"]=> string(19) "ONESAVINGS BANK PLC" ["slug"]=> string(28) "5f2ee-gb-onesavings-bank-plc" ["logo"]=> string(84) "https://images.businessradar.com/linkedin_logos/f638cd55-651d-4d98-9929-7355fe4a73e1" ["description"]=> string(1439) "With a central mission to provide fair financial solutions to all, OSB Group is a specialist lending and retail savings group serving the UK, Jersey and Guernsey, and is authorised by the PRA, part of the Bank of England, and regulated by the FCA. With a heritage dating back over 150 years, OSB floated on the London Stock Exchange in June 2014 and joined the FTSE 250 one year later. 2019 marked an exciting period of growth with the combination of OSB and Charter Court Financial Services, taking The Groups individual brands to 13, including Kent Reliance, Precise Mortgages, InterBay Commercial, Heritable Development Finance, and Charter Savings Bank. OSB Group focuses its specialist lending activities on selected sub-sectors of the lending market in which it has an established presence and expertise. These include private rented sector buy to let, commercial and semi-commercial mortgages, residential development finance, bespoke and specialist residential lending, secured funding lines and asset finance. Predominantly funded by retail savings originated through online and direct channels, The Group originates almost all of its organic lending through specialist intermediaries. It’s differentiated through its use of highly skilled, bespoke underwriting and efficient operating model. The majority of the Group’s administrative support functions are performed by its wholly owned operations in Bangalore, India. " ["address_street"]=> string(14) "Reliance House" ["address_place"]=> string(7) "CHATHAM" ["address_region"]=> NULL ["founding_date"]=> string(10) "2010-07-13" ["website_domain"]=> string(9) "osb.co.uk" ["website_url"]=> string(22) "https://www.osb.co.uk/" ["industry_codes"]=> array(1) { [0]=> string(25) "National Commercial Banks" } ["employee_count"]=> int(130) ["article_count"]=> int(182) } ["articles"]=> array(8) { [0]=> array(7) { ["title_en"]=> string(62) "Fears of £28m fraud force OneSavings Bank to postpone results" ["snippet_en"]=> string(161) "OneSavings Bank has delayed its results after disclosing that it has been the victim of a suspected £28.6 million fraud by a corporate customer.Shares in the sp" ["url"]=> string(105) "https://www.thetimes.co.uk/article/fears-of-28m-fraud-force-onesavings-bank-to-postpone-results-3knrj8d2d" ["image_url"]=> string(78) "https://images.businessradar.com/articles/b14988a1-474d-4395-a31e-89cad08bceb4" ["source"]=> string(14) "thetimes.co.uk" ["publication_date"]=> string(10) "2021-03-18" ["categories"]=> array(4) { [0]=> string(5) "Fraud" [1]=> string(20) "Corporate Governance" [2]=> string(5) "Legal" [3]=> string(24) "Quarterly/Annual Figures" } } [1]=> array(7) { ["title_en"]=> string(59) "Precise, Interbay and Kent Reliance progress pipeline cases" ["snippet_en"]=> string(247) "Kent Reliance for Intermediaries, Precise Mortgages and InterBay Commercial have announced that all buy-to-let and residential pipeline cases, where valuation fees have been paid, will now be progressed in line with the lending policy in effect at" ["url"]=> string(109) "https://www.financialreporter.co.uk/mortgages/precise-interbay-and-kent-reliance-progress-pipeline-cases.html" ["image_url"]=> string(78) "https://images.businessradar.com/articles/f5682ade-6b8a-4ddb-aa22-4503447d31c0" ["source"]=> string(23) "financialreporter.co.uk" ["publication_date"]=> string(10) "2020-06-03" ["categories"]=> array(4) { [0]=> string(9) "Valuation" [1]=> string(18) "Ecological Impacts" [2]=> string(5) "Legal" [3]=> string(10) "Litigation" } } [2]=> array(7) { ["title_en"]=> string(78) "Kent Reliance secures over £8m funding for complex case | Mortgage Introducer" ["snippet_en"]=> string(85) "The lender helped a client refinance nine new build flats and put them into a UK SPV." ["url"]=> string(89) "https://www.mortgageintroducer.com/kent-reliance-secures-over-8m-funding-for-complex-case" ["image_url"]=> NULL ["source"]=> string(22) "mortgageintroducer.com" ["publication_date"]=> string(10) "2019-12-02" ["categories"]=> array(3) { [0]=> string(11) "Acquisition" [1]=> string(5) "Legal" [2]=> string(10) "Litigation" } } [3]=> array(7) { ["title_en"]=> string(71) "Charter Court and OneSavings Bank merger complete | Mortgage Introducer" ["snippet_en"]=> string(76) "The Competition and Markets Authority (CMA) cleared the acquisition in July." ["url"]=> string(85) "https://www.mortgageintroducer.com/charter-court-and-one-savings-bank-merge-complete/" ["image_url"]=> NULL ["source"]=> string(22) "mortgageintroducer.com" ["publication_date"]=> string(10) "2019-10-07" ["categories"]=> array(6) { [0]=> string(6) "Merger" [1]=> string(12) "Board Change" [2]=> string(5) "Legal" [3]=> string(8) "Verdicts" [4]=> string(11) "Competition" [5]=> string(11) "Acquisition" } } [4]=> array(7) { ["title_en"]=> string(47) "Charter Court and OneSavings Bank merger agreed" ["snippet_en"]=> string(109) "The merger of Wolverhampton-based Charter Court Financial Services Group and OneSavings Bank has been agreed." 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Addi Spiers and Lynsey Walker, partners at international law firm Addleshaw Goddard, explain" ["url"]=> string(95) "https://www.mortgagefinancegazette.com/legal-news/legal-cases/differing-legal-views-15-03-2018/" ["image_url"]=> string(78) "https://images.businessradar.com/articles/3b1174b2-a4c7-423e-a17f-400a16f88326" ["source"]=> string(26) "mortgagefinancegazette.com" ["publication_date"]=> string(10) "2018-03-15" ["categories"]=> array(2) { [0]=> string(46) "Management of Legal and Regulatory Environment" [1]=> string(5) "Legal" } } [6]=> array(7) { ["title_en"]=> string(89) "OneSavings Bank v Burns and its impact on repossessions within traded mortgage portfolios" ["snippet_en"]=> string(233) "The transfer of mortgage assets from one company to another has thrown up a legal challenge in the case of a borrower going into arrears. Rob Aberdein, partner in charge of UK lender services at Aberdein Considine, discusses the case" ["url"]=> string(138) "https://www.mortgagefinancegazette.com/features/onesavings-bank-v-burns-impact-repossessions-within-traded-mortgage-portfolios-03-07-2017/" ["image_url"]=> string(78) "https://images.businessradar.com/articles/8a912eb0-c1ad-43e2-88fa-5ede8d56e3e5" ["source"]=> string(26) "mortgagefinancegazette.com" ["publication_date"]=> string(10) "2017-07-03" ["categories"]=> array(2) { [0]=> string(5) "Legal" [1]=> string(10) "Litigation" } } [7]=> array(7) { ["title_en"]=> string(48) "OneSavings Bank and Charter Court approve merger" ["snippet_en"]=> string(119) "The Boards of OneSavings Bank and Charter Court Financial Services have reached agreement on the terms of their merger." 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ONESAVINGS BANK PLC

Location

Founded

2010-07-13

Website

https://www.osb.co.uk/

Articles

182 Articles

Category

National Commercial Banks

Description

With a central mission to provide fair financial solutions to all, OSB Group is a specialist lending and retail savings group serving the UK, Jersey and Guernsey, and is authorised by the PRA, part of the Bank of England, and regulated by the FCA. With a heritage dating back over 150 years, OSB floated on the London Stock Exchange in June 2014 and joined the FTSE 250 one year later. 2019 marked an exciting period of growth with the combination of OSB and Charter Court Financial Services, taking The Groups individual brands to 13, including Kent Reliance, Precise Mortgages, InterBay Commercial, Heritable Development Finance, and Charter Savings Bank. OSB Group focuses its specialist lending activities on selected sub-sectors of the lending market in which it has an established presence and expertise. These include private rented sector buy to let, commercial and semi-commercial mortgages, residential development finance, bespoke and specialist residential lending, secured funding lines and asset finance. Predominantly funded by retail savings originated through online and direct channels, The Group originates almost all of its organic lending through specialist intermediaries. It’s differentiated through its use of highly skilled, bespoke underwriting and efficient operating model. The majority of the Group’s administrative support functions are performed by its wholly owned operations in Bangalore, India.

Articles

Fears of £28m fraud force OneSavings Bank to postpone results

2021-03-18 (thetimes.co.uk)

Fears of £28m fraud force OneSavings Bank to postpone results

OneSavings Bank has delayed its results after disclosing that it has been the victim of a suspected £28.6 million fraud by a corporate customer.Shares in the sp

Read more
Precise, Interbay and Kent Reliance progress pipeline cases

2020-06-03 (financialreporter.co.uk)

Precise, Interbay and Kent Reliance progress pipeline cases

Kent Reliance for Intermediaries, Precise Mortgages and InterBay Commercial have announced that all buy-to-let and residential pipeline cases, where valuation fees have been paid, will now be progressed in line with the lending policy in effect at

Read more
Kent Reliance secures over £8m funding for complex case | Mortgage Introducer

2019-12-02 (mortgageintroducer.com)

Kent Reliance secures over £8m funding for complex case | Mortgage Introducer

The lender helped a client refinance nine new build flats and put them into a UK SPV.

Read more
Charter Court and OneSavings Bank merger complete | Mortgage Introducer

2019-10-07 (mortgageintroducer.com)

Charter Court and OneSavings Bank merger complete | Mortgage Introducer

The Competition and Markets Authority (CMA) cleared the acquisition in July.

Read more
Charter Court and OneSavings Bank merger agreed

2019-03-14 (expressandstar.com)

Charter Court and OneSavings Bank merger agreed

The merger of Wolverhampton-based Charter Court Financial Services Group and OneSavings Bank has been agreed.

Read more
Differing legal views

2018-03-15 (mortgagefinancegazette.com)

Differing legal views

The mortgage industry can breathe a sigh of relief as the OneSavings Bank v Burns case appears to be a one-off, rogue decision. Addi Spiers and Lynsey Walker, partners at international law firm Addleshaw Goddard, explain

Read more
OneSavings Bank v Burns and its impact on repossessions within traded mortgage portfolios

2017-07-03 (mortgagefinancegazette.com)

OneSavings Bank v Burns and its impact on repossessions within traded mortgage portfolios

The transfer of mortgage assets from one company to another has thrown up a legal challenge in the case of a borrower going into arrears. Rob Aberdein, partner in charge of UK lender services at Aberdein Considine, discusses the case

Read more
OneSavings Bank and Charter Court approve merger

(financialreporter.co.uk)

OneSavings Bank and Charter Court approve merger

The Boards of OneSavings Bank and Charter Court Financial Services have reached agreement on the terms of their merger.

Read more

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